Beware Low Mortgage Rates

Read the Fine Print

2.99% 5 Year Fixed Mortgage

Are you looking to purchase a home or possibly renew your current mortgage? Beware of low mortgage rates and be sure to read the fine print. Ask your mortgage provider a few simple questions:

1. What are the prepayment privileges?

2. Can the mortgage be broken without selling the house?

3. How is the prepayment penalty calculated?

We all want the lowest rate possible, but the real savings is in the mortgage terms. Your real goal should be to get the mortgage that will cost you the least over its life. Often times this is very different from getting a mortgage with just the lowest rate.

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