How to Make a Budget
by Gavin Carter

Step 1:  Make a record of everything you buy within the next few weeks.

Step 2:  Make a record of all your income, and make sure to note the source of the income.

Step 3:  After a few weeks, analyze your budget.

Step 4:  Remember to save a little in case of emergencies.  You never know when you'll need this.

Step 5:  Maintain a constant monitoring of your budget while spending in the future.

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