What Happen to Fair and In Good Faith

I Was as an Entrepreneur Masquerading as an Employee #32

I want to make one thing perfectly clear! I’m in no shape, form or fashion advocating don’t be a responsible adults, when it comes to credit and lending process or access.

If you have the means to pay your bills on time do so. The repercussions for not doing so are direr and will have consequences one would rather avoid, if you can.

With the deck stacked against us, as we know it is, avoid what you can. Never run away for what you don’t truly understand, seek assistance and confront it, until you do. There is an industry looking to profit off of your misfortunes.

Hello everyone my name is Tyrone Glover; I’m The Founder & CEO of The Feel Center Project & Financial Fitness Gym

I have decided to take on the monumental task of restoring order to an industry that are lost its way and is wreaking havoc on our lives.

Junk Debt Buyers, Debt Collection Agencies, I will refer to them in short as JDB’s going forward, the major three (Equifax, Transunion and Experian) and data sharing are neither acting accordingly nor correctly with consumers.

For some strange reason JDB’s believe they are entitled to something they didn't earn and the major three are allowing it. They use the most egregious means, methods and tactics to keep us hostage; preventing us access from the basic elements of life.

They lie, cheat, deceive, manipulate and impersonate figures of authority, leaving us with no other alternative but to fear them and their wrath of illegal swift injustice.

Well, I say no more!

You want what’s mine, like with any bully you may or will have to stand up to them. Come take it! We will not go down without a fight and this is a fight you can win, by knowing your rights.

With that being said, what is The FEEL Center Project LLC & Financial Fitness Gym

We are a financial fitness resource location. Just like your physical fitness location which focuses on everything below your head, we focus neck upwards, on your encephalon (The Brain). We do however use two steroid facts and common sense.

The word FEEL in The FEEL Center Project LLC & Financial Fitness Gym is an acronym.

F- Financial: You must have a great relationship with you finances.

E- Education: This is the foundation to which opportunities can grow.

E- Employment: Where you gain experience and knowledge to leader. It’s not meant to a chore!

L- Legal: There will come a time in everyone’s life where you will need proper legal representation.

Who I’m I?

I’m a mama’s boy and I ware that badge with honor and pride. I love my mother with all my heart. I have the utmost respect for my mother as well. At an early age my mother was faced with a choice which she created. I along with two of my other siblings was placed in foster care system.

It took all of my teen years and part of my adult life to come to terms with my mother’s decision. I didn’t understand why my mother gave us up and I was a bit rebellious. One day I sat and spoke with my mother. My mother told me, she always loved me and that was all I needed to know. The past became the past and she has been my biggest supporter and rock ever since.

The women in my life have all given me the strength to be a real man and for that, I thank them. My mother didn't raise me, but I am my mother’s child.

Back to the topic at hand!

In 2013 alone, over $75 billion in old debts were sold to JDB’s and Bill Collectors.

These JDB’s, also known as “zombie debts,” are the “bread and butter” for junk debt buyers, and change the collections model from “contingency” collections (agencies work as agents for another company to collect a debt) to collection agencies owning bad debt and working for themselves to collect. Zealous collection agencies and companies can buy charged-off credit card accounts from the original lenders for pennies on the dollar, then use advanced technologies and credit scoring to target debtors that are more likely to repay.

Junk debt buyers may also be in the contingency collection business, or they may contract with a contingency agency. Either way, junk debt is a multi-billion dollar industry and is responsible for a large number of debt collection and credit reporting violations of law.

The backlash of all this collection activity is potential and frequent violations of the Federal Fair Credit Reporting Act originally enacted October 26, 1970 and the Fair Debt Collection Practices Act approved on September 20, 1977, as well as other must know federal consumer protection laws.

What’s becoming even more sinister, the legal profession has its hand out, capitalizing on others hardships and misfortunes as well. Credit repair and credit counseling companies charging upwards of $5000 dollars to do something you can do yourself with proper guidance.

The parent company Financial Education Services (FES) for short gave me the idea to start my own business, because the need was so great. I’m a loyal advocate of the parent company FES, because I believe in the products and services. Depending on one situation, circumstances and lifestyle one may require a larger organizational footprint.

FES offers a great array of products and services for every lifestyle. Where The FEEL Center Project LLC & Financial Fitness Gym fills the gap, we working with consumers one on one in a class room setting educating consumers on policies and procedure of JDB’s, Debt Collection Agencies and the major three.

Our mission is to EDUCATE

We give you all the skills, tools, knowledge, resources and abilities, so you can do it for yourself. Working as a team, starting with our communities, our cities and our states dismantling this strangle hold of dysfunction, manipulation, corruption and misinformation infesting our court system and preventing citizen’s access to the basics of life.

We can either sit back or allow for thing to happen or we can make things happen. I chose to make things happen!

I have sat idle by watching the industry I love ruin lives with low wages and worker abuse. Claiming it doesn’t have the mean to pay a living wage. Hogwash!

Businesses, industries and organizations don’t live by or have morale and values. They might as will throw their mission statements and core values in the trash. The mission statements and core values of some businesses, industries and organization may have had meaning when they were written; they don’t mean JACK now. The majority of large business, organizations and industries upper management disregard their own policies and procedures preventing associates for real opportunities.

I will never compromise my values, morals or what I was taught for a paycheck.

Let’s not wait another 50 years for change.

Say what you want about Bill Maher and Real Time, I’m a big fan. Like Bill, I can take criticism. One day, Bill said something which has stuck with me. WHY DO WE TOLERATE THE INTOLERABLE?

Income inequality has taken its toll on the working poor and middle class. The JDB’s and Debt Collection Agencies are making billions with illegal tactics. Students are not finding the necessary employment and are swamped with over a trillion dollars’ worth of student loan debt.

Don’t end 2014 or start 2015 in debt. If you’re seeking a plan or solutions The FEEL Center Project LLC & Financial Fitness Gym is here to assist. Give you and you’re the gift of financial wellness this holiday season.

I found this image and I felt it was very fitting. Is this what our students thought when we sent them off in search of a higher education?

Thanks everyone for taking the time to read my post. Please share, like, follow, connect and give feedback, it’s always welcomed. You can find more of my post at Tackks.