How to make a Budget

1. Make a list of everything you spend for a couple of weeks

. Keeps receipts or write down when you have spent money somewhere

2. For the same time period, record everything you earn and its source

.  Keep pays checks or write down when someone gives you money

3. Now that you have recorded, analyze it.

.  Record them and keep track through all your things throughout all these.

4. It is a good idea to have a little extra for hard times. (Why?)

.  Having an extra hundred dollars on you could be used if you get into some sort of accident or something bad happens.

5. Monitor your spending. (Why should I monitor my spending?)

.  If you don't monitor your spending, you could be spending money you don't actually have and get into debt.

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