Investment Websites

The Hypest Investment Consulting Firm

Contact Information

Cole Johnston

Phone: 111-111-1111

Plans for Investments

Low Risk, Low Return

Cash, Bank Savings Accounts, Bank Certificates of Deposit, Bank Money Market Funds, 401(k) Plans.

Medium Risk - Medium Return

Government Bonds, Treasury Notes, Municipal Bonds, Stocks, Bonds, and Mutual Funds.

High Risk - High Return

Collectibles, Corporate Bonds, Junk Bonds, Treasury Bills and Treasury Bills.

Important Financial Options


A 401(k) is tax-qualified, defined-contribution pension account. Under this plan, your employer offers you retirement savings contributions which are deducted from your paycheck and are tax-deferred until withdrawn after retirement.


Bonds are debt investments in which an investor loans money to an entity which borrows the funds for a defined period of time at a variable or fixed interest rate.

Certificate of Deposit

A CD is a savings certificate entitling the bearer to receive interest. A CD also bears a maturity date and a specified fixed interest rate.

Corporate Bond

A Corporate bond is a contract that a corporation issues to promise to repay borrowed money, plus interest, on a fixed schedule.

Municipal Bond

A Municipal Bond is debt security issued by a state, municipality or county to finance its capital expenditures. Municipal bonds are exempt from federal taxes and from most state and local taxes.

Money Market Fund

A market in which short-term financial assets are bought and sold. An investment whose objective is to earn interest for shareholders while maintaining a net asset value  of $1 per share.

Junk Bond

A high-risk, high-yield corporate bond.

Government Savings Bonds

Government Savings bonds are debt securities issued by the U.S. Department of the Treasury to help pay for the U.S. government’s borrowing needs.

Treasury Notes or Bonds

A marketable U.S. government debt security with a fixed interest rate and a maturity between one and 10 years. Treasury notes can be bought either directly from the U.S. government or through a bank.

Treasury Bills

A short-term debt obligation backed by the U.S. government with a maturity of less than one year. They are sold in denominations of $1,000 up to a maximum purchase of $5 million and commonly have maturities of one - six months. They are issued through a competitive bidding process.


A stock or any other security representing an ownership interest.

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