How to find the cheapest car insurance in the market

Car insurance can save thousands of rupees, at times when you meet with an accident and it’s critically damaged or in case of theft. Car insurance offers you numerous benefits and complete peace of mind. Despite these benefits, you may hesitate to get car insurance, due to higher premiums. However, you can find cheap car insurance if you take some simple efforts. The best way to get cheap car insurance is to compare car insurance quotes of various insurance companies available at your place. You can do comparison easily and quickly online. You can get multiple quotes and choose the cheapest car insurance that best suits your needs and requirements.

While common sense tells us it costs less to insure a Ritz than a Ferrari, car insurance groups can be a difficult thing to wrap your head around. There are a number of ways to bring down the cost of your car insurance, and choosing a cheap new car insurer. Cosmetic or mechanical modifications tend to be more expensive so avoiding them while finding the cheapest insurance deals is the most important factor for you. Some insurance companies offer discounts for those who get their products online and this in turn helps you get cheap car insurance effortlessly. From picking the right car to increasing your excess, we provide you with some useful information while considering a wide range of insurers, not just those who offer tele-services or pay-as-you drive insurance, while opting for cheap car insurance.

Avoid car modifications

Car modifications such as alloy wheels and body kits, often appeal to young drivers wanting to personalize it. However, avoiding them will help you save premiums by hundreds of rupees.

Look for best deals

Shop around for the best car insurance and make sure that you are comparing like-for-like cover. Some policies may seem cheaper, but you may find you don't have the same level of cover when you have to make a claim.

Don't put everyone on your policy

Ensure that only regular drivers are named on the policy. You can always add someone for a few days when they really need to drive the car.

Go for experienced drivers

Adding an inexperienced driver to your policy can prove fatal, especially if you have a large or high powered vehicle.

Secure your car

Adding extra car security features such as an alarm or immobilizer can often help you get cheaper cover. Car insurance can be cheaper still if you park your car in a garage or driveway overnight rather than leaving it on the street a further way of minimizing risk.

Insurance Risk

If you decide to change your car, check with your insurer if the model will have a significant effect on the premium. Sporty cars can attract a high premium and often a slightly different model or smaller engine can make a big difference in your favour.

Pay per year

It’s usually much cheaper to pay for the whole year in advance rather than paying monthly, if you can afford to. In this way you’ll avoid the monthly interest charges and could save a substantial amount.

Comment Stream