Top 20 Financial Blogs

20 Financial Blogs you should visit

One of the biggest concerns in today’s economy is wealth management. From people ages twenty until sixty, financial suavity is an important ability to have. Everyone has a stake in the financial pool—from life savings, getting out of debt, or accumulating a sizable retirement fund—no one of working age is free from the demands of our economy.

With today’s struggling economy, many people find themselves out of work and lacking a source of income. Despite that, they still live in an internet-connected world, and thus financial blogs and websites are very helpful. So to lead you on your way to credible and guaranteed-to-help-you blogsites, we have compiled the 20 best financial blogs to look into this 2012—from budgeting, saving and investing your money, getting around your bills or even bargain-hunting and getting extra cash, these 20 blogs give you the easiest and cost-effective ways to handling your money properly.

1. The Consumerist (

The Consumerist is under Consumer Reports, one of the USA’s leading non-profit consumer advocacies. Like their parent company, The Consumerist’s goal is for a “fair, just and safe marketplace for all consumers” by informing and empowering the public on important consumer issues. In addition, the site also gives practical tips, objective reviews on different products, and maintains objectivity by not accepting outside advertising or sponsorships.

2. Money Saving Mom (

Money Saving Mom is Crystal Paine, wife to a lawyer, mother of three kids, and dedicated financial blogger. Crystal is a run-of-the-mill housewife, but what sets her apart is her money-savvy ways that she learned during the years of her early marriage. Starting from just opening a blog to share her financial insights on saving, couponing, and earning money online, her blog has expanded to a team that helps her give out more advice to her readers.

3. Wise Bread (

Wise Bread’s team believes that saving doesn’t mean being a cheap penny pincher. For them, saving means to be paying good money for fine things in life while actually paying less. Young money-conscious people are their main cause—they dole out shopping tips, easy to understand financial advice, career ideas and how to navigate adulthood with your wallet intact and happy. Started by three friends who knew each other from high school, they decided that community blogging is the key to provide quality content and to provide financial means for other bloggers to make money from.

4. Deal Seeking Mom (

Another money-savvy mommy, Tara Kuczyowski is a former corporate ladder climbing professional who became a stay-at-home mom and wife; she wanted to keep her posh tastes while running on a basic budget. By learning how to cut costs on basic needs without compromising them, she’s found a way to have disposable income that makes life better. Focusing on couponing, Tara teaches her blog readers how to budget and take advantage of coupons to stretch budgets for occasional splurging.

5. Get Rich Slowly (

Get Rich Slowly believes that anyone can accumulate wealth, but slowly. Run by an average Joe who got steeped into debt and began reading on financial solutions, he quickly realized that “anyone can get rich quickly, but almost anyone can get rich slowly” by following through on some simple financial rules. Recently named best blog by Time Magazine for 2011 and most inspiring money blog by Money Magazine, Get Rich Slowly has developed 12 key beliefs that guarantee success, making them relevant for any financial situation.

6. Five Cent Nickel (

Five Cent Nickel is run by a “thirty-something family man” according to the writer, who has always been interested in stretching that dollar. Through his and his wife’s enterprising ways they managed to finish college, start a family and basically achieve monetary growth without taking on any debt. On his site, Five Cent Nickel talks about getting good retirement plans, how to take advantage of credit cards, and the loopholes of taxes and how you can get credit from it.

7. The Simple Dollar (

Trent Hamm runs The Simple Dollar site, and here he shares his experiences on overcoming personal bankruptcy. Having hailed from an impoverished family, he grew up believing that when you had money, you should spend it immediately on things that make you feel good. After graduating from college and accumulating a lot of debt, Trent met his wife and continued his extravagant lifestyle, showering her with gifts he could not afford. Years later, they would have a baby and would spend even more on their child. In 2006, after being literally unable to even afford food, he decided to turn his life around. Within eight months of financial meltdown Trent paid off all his credit card debts, his vehicle, and managed to establish a personal fund. Through The Simple Dollar, he shares ways on bouncing back from debt and how to continue managing your money wisely.

8. Frugal Dad (

Frugal Dad is run by an unknown man who believes that common sense rarely gets attention when it comes to financial matters. By running Frugal Dad, he feels it is his calling to remind the average family that they can find financial resources with a conservative approach to money. Simply an average man who has made ill-decisions on his own personal finances, he talks about how you can manage groceries, bills, commute costs and gives graphic backgrounders on small purchases (such as cupcakes, airline tickets, and twitter) that are very insightful. Fun and very to-the-point.

9. My Money Blog (

My Money Blog tackles how to accumulate cash, have disposable income, and where or how to invest. Run by a 33-year-old average man who has a steady 9-6 job who early on invested in retirement (Roth IRA), he wanted to know how to make his money grow further. After failing to get input from people he knew, he decided to find out for himself, and has figured out ways to wisely invest. These days he lives in an expensive neighborhood in Western US, has a wife and two dogs, and continues blogging about how to save money successfully.

10. Bargaineering (

Jim Wang, a recent university graduate, started Bargaineering as a publication after he realized that he and other people his age had no idea how to manage their money after entering “the real world.” Other than just talking about money and the myriad ways you can save it, earn it, spend it, and grow it, Bargaineering believes that at the end of the day, it’s happiness that trumps all other things. By doing what you love and having financial security, Bargaineering believes that you can pave the way for your own happiness.

11. Mom Advice (

Amy Allen Clark is a home management genius, and on Mom Advice she brings women together in an online community and teaches them thrifty home projects to save money, grocery and organization tips. She aims to empower all mothers and encourage them to take care of their families the best they can.

12. I Will Teach You to be Rich (

I Will Teach You to be Rich is a website by Ramit Sethi, a Stanford graduate and New York Times bestselling author. He believes that to become rich, you don’t have to penny-pinch or skimp on small luxuries. Advising his readers to focus on big wins instead of depriving themselves, his philosophy is all about knowing where to put your money to let it grow, and understanding that having money is only a small part of being rich.

13. Money Ning (

Money Ning is managed by David Ning, a published author, entrepreneur and father. He believes that anyone can prosper, but only if they take action. According to him, “action is key to personal finance,” and his blog focuses on helping readers become debt free, accumulate wealth through time, and how to assess your own financial choices. He offers free advice through e-mail—to help build net worth, to make more income, and to sustain it.

14. Consumerism Commentary (

Consumerism Commentary is exactly that: a commentary on today’s burgeoning consumerism. Their belief is that everyone can live in a world where they have fulfillment and financial stability. By giving their readers informative and engaging articles to encourage them to rethink their consumer purchases, to have independent financial lives, and to want improvement on their personal finances, Consumer Commentary wants to give everyone the knowledge to hold themselves accountable for the state of their own money. Founded by Luke Landes as a personal way to track his own spending, he shares his own vision on how to revolutionize the way we spend and save.

15. Man vs. Debt (

Down to earth with a simple philosophy, Adam Baker dishes out his key message on his website Man vs. Debt—“The first step to living a life of passion and purpose is to remove the barriers that hold you back.” Adam and his wife Courtney had decided to sell all their possessions down to two backpacks of necessities and paid off a consumer debt worth $18,000.

After that, they began exploring the world and their financial options, as well as traveling. In Man vs. Debt, Adam and his wife believe that the key to living a fulfilling life and money security is to “sell your crap, pay off your debt, and do what you love.” Through their website, they invite like-minded people to explore the world and explore what they can do with their money.

16. Generation X Finance (

Focused on those born between 1965 to 1980, those known as the Generation X, this blog gives advice and information to people of the same age on their own financial issues—from getting debt under control, establishing a successful career, and to begin accumulating wealth. By stirring up discussion from his readers and giving them advice on investments and retirement plans, Jeremy Vohwinkle, blogger, creates an effective community of financially able Generation X-ers who want to share their knowledge to other people.

17. Christian Personal Finance (

Christian Personal Finance is a resource for Christians who want to get “practical tips, biblical revelations, and wisdom” on how to handle personal finances. They believe that God intended for people to have money so they can help build God’s kingdom, and that “you can’t give money if you don’t have it.” By taking a God-centered worldview on their financial management, Christian Personal Finance gives a different perspective on how we use our money today.

18. For the Mommas (

Shannon is a wife of 13 years with her 3-year-old son. Originally a finance and accounting professional, she became a housemother after her marriage and decided to share her keen ways on handling their family’s finance on all aspects—from cooking, shopping, and even bigger things.

19. Common Sense with Money (

The thing about money is that people seem to ignore common sense. Well, Common Sense with Money believes that you can easily get your finances straight with a bit of common sense—but sometimes you need a bit of pointing in the right direction to get there. Mercedes, founder, writer and Certified Public Accountant, has managed to support a family on one source of income and even thrives on it, and she believes that through a frugal lifestyle you can spend less and get more. In her website, she shares how she manages her money and how to get enough bang for your buck.

20. Money Crashers (

Is a community of people who make sound financial decisions possible? At Money Crashers, they believe so. By educating readers on making wise choices on credit and debt, investments, real estate, and education, they believe that anyone no longer have to fall prey to financial predators. By giving their 11 principles, and their comprehensive resources, the website certainly has a lot to offer.

Gerard Phillips Gerard is the Managing Director of Wealth Smart Australia, a corporate authorised representative of millennium3 Financial Services Pty Ltd. Australian Financial Services, that provides couple life insurance, cheap life insurance and group life insurance.

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