Manager at ZERJAV & ASSOCIATES
About Frank Zerjav
Frank Zerjav, CPA, together with his team of experienced tax and accounting professionals at Advisory Group Associates and Zerjav & Associates, Certified Public Accountants, have the expertise to help clients implement an efficient accounting system. These dedicated professionals are committed to providing the personal attention, quality work, reliable and helpful services that make complex accounting and compliance tasks easier.
Advisory Group Associates and Zerjav & Associates, Certified Public Accountants, offer proactive accounting solutions including data and payroll processing. An accurate record-keeping system is often designed to suit a client's specific needs. Records can be updated and accounts reconciled on weekly, monthly or quarterly intervals either remotely or at the client's location. The process helps the busy professional or business owners to have more time to devote toward managing cash flows and growing their business.
Traditional CPA services from Frank Zerjav, Advisory Group Associates, and Zerjav & Associates, Certified Public Accountants, include accounting and preparation of income tax returns for individuals, professionals, business owners, corporations, partnerships, estates, and trusts.
Many non-traditional and specialized services are offered by the firms, including entity structuring integrated with asset protection solutions, business and tax advisory involving real estate transactions, strategic business and tax planning, and representation for resolution of tax problems. These tax controversies involve audit defense, trust fund recovery penalties, un-filed tax returns, tax liens and levies, offers in compromise, installment payment plans, and IRS penalty and interest abatement.
From offices in the Westport area of St. Louis County, Frank Zerjav and his staff represent Missouri clients throughout the state, the Midwest and the United States. Frank Zerjav has conducted his practice as a CPA for over 40 years.
A complimentary monthly electronic newsletter to subscribers provide comprehensives and timely insight on a wide range of taxation issues including federal and state tax incentives and current topics.
A Brief Look at the Benefits of Estate Planning
Certified Public Accountant (CPA) Frank L. Zerjav, Sr. serves as the founder and manager of Advisory Group Associates Tax & Advisory firms located in St. Louis County, Missouri, and brings over four decades of experience in strategic tax planning for business and real estate owners, professionals, investors and individuals. Among the Specialized Solutions and professional services offered by CPA Frank Zerjav’s firm is estate planning for individuals since Advisory Group Associates' goal is to help clients come up with ideas that make a difference in their financial lives. One way to do this if through advice about estate planning. Although the topic can be sensitive, there are a number of compelling reasons why individuals should take the initiative to plan what happens to their estate after their death or incapacitation.
First, estate planning ensures that one's wishes are honored. If an individual fails to leave clear directions about the distribution of his or her assets, state laws will determine the distribution. The process generally takes longer and if a person leaves a will. Also, estate planning gives individuals the opportunity to divide their assets among family members or even charitable causes while also avoiding probate costs.
Second, it helps to prevent hurt feelings. Conflicts commonly arise when it comes to asset distribution, even in close families. If individuals communicate with their loved ones prior to incapacitation or death, they can address concerns and make changes as needed to better satisfy everyone concerned.
Lastly, it maximizes the benefits of the estate. Setting up trusts prior to death or incapacitation can help loved ones avoid taxation and also help individuals make the most of their estates. In addition, estate plans serve as a will for assets and nominate a guardian for minors in the event of parental loss.
A well-reviewed estate plan can protect you and your family from law changes that affect taxation and asset protection. It can help shield your loved ones from unnecessary professional fees, court costs, and the death tax some states impose.