Reasons Why You Don't Need To Be An Expert To Stay Safe Online
There are several reasons why you have always needed to be an expert to stay safe online. After Reading through this report that will change. You will realize that in reality there are some simple steps you can take to stay safe online and reduce the risk of your personal details being stolen.
There are many issues revolving around the world of online shopping. Some of these are website which are intended to look like other sites which are commonly used and trusted.
Other sites may simply have been infiltrated by a Trojan or worm, they may have left a backdoor open which allowed an individual or group to insert code to retrieve your account details.
When you are shopping online you should always shop only at website which you trust and are widely used. I can’t make this any clearer. Always check the URL of the site you are shopping on. This is because there are many site which have fake PayPal checkout pages which require you to use your credit or visa card and they can steal your card information. Because of this reason what you should do is if a site claims to be using a PayPal checkout system and to be PayPal verified you should always check on the PayPal website to ensure that the site is a legitimate PayPal user.
Many of us access our bank account on our phone tablets or computers. Most of us think that just because we keep our password secret that means that our bank account details are secret, Boy are we wrong. All over the web are programs which in themselves are completely safe. But it’s what has attached itself to these programs which is dangerous. Key-Loggers for example are a very common worm and they can move from computer to computer via networks. These worms can track what websites you visit and can record your Usernames and Passwords.
When you are accessing your online banking there is a small step you can take which will vastly increase your accounts security. The easiest way to increase your security while logging in is to use an OSD (On Screen Display) keyboard. This works because most programs which have a key logging worm in them will only be able to track the physical keyboard connected to your computer and not the actual digitally entered key presses from an OSD keyboard.
Online fraud is an issue where a person or group of people claim to be a group or person who they are not. Some examples of this are calls from companies claiming to be, for example: Microsoft Windows Helpdesk Team. The easiest ways to avoid issues with these groups is to if you get a call, Ask for the name of the company and for a reference number. Hang up the call and find the verified number for the company, via a company website, for example. www.microsoft.com
You should then call the real number and when asked for the reference number they will either have a record of the item and can continue serving you or will not, and you will know that the previous call was a scam.
Phishing is an illegal attempt to gain access to private life details of a person. This is often performed in the manner of pretending to be someone you know or claiming to be a company you are part of. Such as people making websites to mimic Suncorp or commonwealth bank webpages. These pages may look identical however normally by simply checking the URL. These companies may steal your username and password to your online banking. If they succeed in doing this they can gain full access to your transfers and “whoosh” there goes all your money. There are also scam applets all over the internet such as the classic-
“Has your credit card identity been stolen online?
Enter your card number and expiry here:”
People who are not thinking may enter there card details and the scammer has yet another set of card details available to them.
As a final review there are just a few thing you need to know in order to keep your personal life and details safe in the online world.
- 1. Never use the same password on multiple sites.
- 2. Never write your passwords in a place where someone may find them.
- 3. Shop online on sites you trust, and do your research before buying on a new site.
- 4. If you ever get a call asking for personal details to verify an account. Hang up and call the company back not via the number you were called from unless it is listed as their number.
- 5. Always use an on screen keyboard when doing online banking if possible
- 6. Always check the URL
If you follow these steps you should have minimal issues with any of your personal details being skimmed.