One of the most important aspects of retirement planning is preparing for change. In the process you should answer such questions as how you like to spend your time? Do you want to travel – and so on? The key is to determine your goals in retirement and work towards achieving them with the least risk possible.

Most often an experienced and competent financial advisor can be crucial in this process. Kelly Ruggles is a fee-based financial planner with more than 20 years of experience. Based in Spokane, Washington.

Kelly Ruggles is the president and founder of American Reliance Group (ARG) and is an Investment Advisor for the company. The planning provided includes all aspects in regards to retirement such as Taxes, Investments, Healthcare, Annuities, Wills, and Trusts, etc.

If you would like to know more about Kelly Ruggles and American Reliance Group please visit

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