My Life Profile
I am a single mother of two Kids, Sophie (8) and Carson (5). I am a Software Developer, and I drive just 7 miles to and from work each day.
I make a gross annual income of $90,000, and I pay around $1,827 total in taxes every month. My net monthly income is $6,073.
With three people in my family, I spend a total of $45 a month on Health and Life Insurance and $110 a month on Medical and Dental Expenses.
Plan Your Future
My savings account is with the Wells Fargo Bank, and my charitable giving of choice is to Speed The Light Ministry.
My Lucky and Unlucky chance cards are:
Lucky: I earned an extra $200 by having a garage sale
Unlucky: I have to pay and extra $50 this month because I chipped a tooth and had to get it fixed.
Stocks: Microsoft: 75 Shares Amazon: 75 Shares General Motors: 75 Shares
Day 1 Values: $35.16 $362.58 $37.11 = $30,328.35
Day 5 Values: $37.80 $368.20 $39.40 =$30,948
The house we live in is a 2 story home in Grant, Minnesota. It's a $675,000 home that we share with one roommate. I pay $200 a month for electricity, $50 a month for sewer and water, and $75 a month on Telephone and Internet charges.
For Home Improvement, we decided that we wanted an indoor movie theater, an outdoor movie theater/patio remodel and I wanted the kitchen remodeled. I budgeted $16,000, paying $684 (interest included) for 24 months.
I drive a 2014 Ford Fusion Energi. It costs me $583.33 a month (interest included) for 5 years or 60 months. I also pay $60 a month for insurance, registration, and tax. It costs me $20 for monthly maintenance because my car is fuel efficient and under 1 year old. Because I only drive 7 miles to work and 7 miles back, it costs me $40 monthly for gas.
Food, Household, Personal Hygiene
Everyday Snacks include chips/crackers and/or fruit snacks.
Breakfast: cereal, milk, and toast. Lunch: 2 school lunches, 1 business lunch. Dinner: spaghetti with meatballs, garlic bread, and green beans with milk/juice.
Breakfast: eggs, pancakes, bacon, orange juice. Lunch: 2 school lunches, 1 business lunch. Dinner: Dinner out
Breakfast: eggo waffles, fruit, juice. Lunch: 2 school lunches, 1 business lunch. Dinner: chicken nuggets, broccoli, milk, and pie.
Breakfast: cereal, milk, and toast. Lunch: 2 school lunches, 1 business lunch. Dinner: tacos, fruit, milk
Breakfast: eggo waffles, fruit, juice. Lunch: 2 school lunches, 1 business lunch. Dinner: Out
Breakfast: oatmeal, fruit, cream, milk Lunch: chicken nuggets, broccoli, milk Dinner: Dinner out
Breakfast: eggs, pancakes, bacon, orange juice. Lunch: Mac & Cheese, steamed veggies, milk/juice Dinner: Dinner out
Clothing & Acsessories
On my shopping trip, I spent a total of $426 on a new coat for myself as well as a new pair of boots ($98 + $74), a new dress and boots for Sophie ($19.99 + $78.00), and a new outfit and shoes for Carson ($115 + $38). It's about $10 over budget, but that's okay since I am short of my budget in several other areas.
Entertainment & Recreation
One of the activities we are going to do is go to the Hunger Games: Double Feature showing for Catching Fire. The tickets cost $45.00 a piece, plus a convenience fee of $3.95. For the movie, I spent $45.75 plus $10 in snacks. That's a total of $55.75. Another thing we did was host a Christmas Party for my coworkers, family, and friends. I invited 100 people, and the cost for food, drinks, and entertainment was $400. The party was held in my house, which cut down a lot on price because I didn't have to decide a venue. The food cost a total of $285 dollars. The invitations were e-invites and didn't cost anything. There was a gift exchange and cookie exchange, so that in total cost $115. So, with both the movie and the party, I spent $455.75.
Cable & Dining Out
I spend $102.48 a month on cable, plus Netflix for $7.99 a month. Total, that's $110.47 a month. As for dining out, I spend a total of $227.70 every month.