"To Build A Fire"
The lesson that might be learned from reading this story is to listen to people who are more experienced or wiser than you, and take it into account when doing something that you aren't too familiar with. It mentions "the old-timer on Sulphur Creek" many times, and his important advice. The man hadn't acted on the old-timer's advice; a fatal mistake. The old-timer had told the man that it could get very cold in the country, and "...he [the man] had laughed at the time!" But then, he discovered just how right the old-timer was when his fingers began so cold that they numbed, disabling his fingers. Without his fingers, he couldn't build a fire. Though if the man had followed the old-timer's suggestion and brought a trail-mate, "he would be in no danger now." The man knew it, too. As the man died, he mumbled "'You were right, old hoss; you were right..." to the old-timer of Sulphur Creek.