Identity theft is a serious crime and can hurt your financial life, as well as your personal life if things get out of control. Identity theft occurs when someone steals your personal information and uses it without your permission. They could use your name, address, credit card numbers, bank account numbers, social security number, and medical insurance account numbers.
WHY SHOULD YOU CARE IF SOMEONE STEALS YOUR IDENTITY? -
1. - A thief might get a credit card using your name.
2. - He could change the address.
3. - Bills go to him, but he never pays them. Which makes the credit card company think that you aren't paying your bills. Which will hurt your credit.
WHAT CAN SOMEONE DO WITH MY CREDIT CARD INFORMATION? -
If someone gets your credit card information, they could charge things to it, and get new credit cards. They could also open a phone, electricity, or gas account; as well as steal your tax refund, get medical care, and use your name if arrested.
WHAT CAN I DO TO PROTECT MYSELF AGAINST THIS? -
For starters, don't ever tell anyone your PIN number, always watch your wallet/purse, and keep an eye on your debit and credit cards. To protect yourself on the internet, you should use passwords that people can't easily guess, shop on secure websites ( they start with " https " ), do not put personal information on public computers like the ones in public libraries, and have security software on your own computer.