Additional Sources of Bank Revenue

By Ayman El Qasem, Philip Son, and Carter Gayring, Trevor Barton

Overdraft Protection - A line of credit that banks offer to their customers to cover their overdrafts. Overdraft protection kicks in when a customer writes a check for more than the amount in their account. However it comes at a price as it an interest is charged on the amount

Services - Banks also make money from services they offer their consumers for an additional charge that have extended from the former norm of banking, turning many banks into huge corporations.


  1. ATM Charges
  2. Insurance sales fees
  3. Trading fees

-According to the FDIC, in the first quarter of 2008, banks earned 9.9 billion dollars from service charges on deposit accounts alone

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