Out of Time

Our mission,

People are busier today more than they ever were in the past. It's smart to invest any disposable income if you can take on the risk. Not everyone has time, skill, or knowledge to do it. We'll do it for you.

If we could travel back in time to invest your money and cash it out today after 30 years of invest, we would. For now, we have to do it the old way.

It's Simple:

  1. Pick a plan of risk level and investment type
  2. Give us the amount your willing to risk
  3. We take it from there and use your money for investments
  4. We will report to you on how much your investment has amount has changed over time, after we take out our small service fee
  5. Then you either keep going or cash out at any time

Bonds: [Insert James Bond Joke Here]

We offer so many different types of bonds, which are contracts that are similar to loans.  You give money under a contract that after a certain set amount of time, you will be paid back in full with interest.

Risk Level from Low Risk to High Risk

  • Treasury Bonds: U.S. government bond with a maturity of ten years or more.
  • Treasury Notes: U.S. government bond with a maturity between one to ten years.
  • Treasury Bills: U.S. government bond with a maturity of one year or less.
  • Municipal Bonds: Given by local or state government that is tax-free. Medium risk as some smaller states are not able to pay them back in full after the maturity date.
  • Corporate Bonds: Bonds issued by companies to finance themselves. You loan your money to them that they have to pay back.
  • Junk Bonds: High risk level as they are a lot like stocks. These bonds come from corporations. Can have a large yield due the prices of these bonds changing like stocks in the market.

Equities (Stocks)

Stocks are where you, the shareholder, buys a part of the corporation, meaning you own part of their profit. The value of these stocks and be traded or sold as price rise and fall in the stock market.

  • Penny Stocks: Highest risk for small increase that add up in large amount, but you have to risk a large amount to get anything worth your time.
  • Common Stock: Higher risk, if the company can't pay their stockholders, common stocks are set for last until the preferred stocks a filled. However, you get voting input.
  • Preferred Stock: Lower risk, as this is preferred over the common stock and it paid first. This will be a steadier flow. However, you lose voting input.

Market Mutual Fund and Certificate of Deposit

These two are together due to their similar low risk level.

  • Market Mutual Fund: Form of mutual fund where money is put into a money pool that is professional invested into short-term financial assets, like Treasury bills, municipal bonds, large CDs, and corporate bonds.
  • Certificates of Deposit: Similar to a bond in having a maturity rate, usually 6 months to five years, that have a set or varied interest rate. However, unlike a bond, the interest gained on goes back into the CD to increase the interest even more. The longer the maturity, the higher the rate.


Low Risk Lowers - Our Recommended List

  • Preferred Stocks
  • Market Mutual Fund
  • Certificates of Deposit
  • Treasury Bonds, Notes and Bills

For the Risky - Our Recommended List

  • Common Stocks
  • Penny Stocks
  • Junk Bonds
  • Mutual Fund
  • 401 (K) in some cases

401 (K) Managers

401 (K) plans are case by case issue. It's up to your employer, the plans they offer, and if you are an eligible employee.

Stop on by for an Evaluation to see if their
401 (K) Plan is a smart move.

The Results Don't Lie

Comment Stream

2 years ago

Very funny, creative, and had some original work on it.... 10000/10😂 😳 😳 😳 😳 😎 😎 🙊 🙉 🙈 👃 👀 💤 🔥