A withdraw is an act of taking money out of an account . A Deposit means to place for safekeeping or in trust, especially in a bank account. Do want to open a savings account? If so then go to your local bank an open one. I promise saving money will help you out in the future. wither it is buying a new toy,game,And much more. But if you are not ready you have to save by your own. in a piggy bank or a wallet or whatever way you can keep your money safe.