Fair Credit Reporting Act
Rights to ask for credit report
You have the right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request.For example, when buying a house you'll need your credit report history. The realtor will ask the bank if they can fax your credit report know you have it to buy a house.
Denied credit report
Any company that denies your application must supply the name and address of the credit service they contacted, provided the denial was based on information given by the credit service.
Unsatisfied credit report
You have a right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction. For example, if you don't like there tone our attitude you can leave a little message to the bank.
Look deep in problem
You should file a problem with the credit services and with the company that approval of the information to the services. Both the credit services and the of information are legally obligated to investigate your problem.