Identity Theft

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Identity theft is a fast growing rate crime in America. The incidents has reached 9.9 million a year. Every minute 19 people is a victim of identity theft.

Identity Theft Facts

  • Takes an average person $500 and 30 hours to resolve each identity theft crime.
  • Most cases of identity theft can be resolved if they are caught early.
  • Only 28% of identity theft cases involve credit or financial fraud. Phone, utility, bank and employment fraud make up another 50% of cases.
  • Financial institutions – like banks and creditors – usually only hold the victim responsible for the first $50 of fraudulent charges.
  • Identity thieves are less likely to prey on a well-informed population

Preventing Identity Theft

Identity theft is a serious problem affecting more people every day. That’s why learning how to prevent it is so important. Knowing how to prevent identity theft makes your identity more secure.

  • Only carry essential documents with you.
  • Keep new checks out of the mail.
  • Be careful when giving out personal information over the phone.
  • Your trash is their treasure
  • Make sure others are keeping you safe.

Dealing with Identity Theft

If you notice signs of identity theft, the first step is to get all the facts about the damages. Then, contact any creditors or financial institutions immediately!

  • Report fraud to the authorities
  • Follow-up is key
  • Periodically review your credit report.
  • Contact your credit grantors and financial institutions
  • Keep a log of all related phone conversations, including the names of people with whom you speak.

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