Jackson Investments

We are a company that helps explain a broad range of investment options for our clients. Below you will find valuable information to help you make informed investment decisions.

401(k): This is a plan in which the employee puts a part of his/her paycheck in a savings account. The employer can choose to match the amount and they can have a profit sharing feature. There are usually caps on the amount of your salary that you can defer that are set by the plan or the IRS.  Most plans offer a spread of mutual funds composed of stocks, bonds, and money market investments. Most plans offer a spread of mutual funds composed of stocks, bonds, and money market investments.

Bonds: an investment in which money is loaned to an entity for a specific period of time at a variable or fixed interest rate. They are used a lot by corporations and governments to raise money for projects. Bonds are also known as fixed-income security. There are 4 major bond types, Corporate, Treasury, Agency, and Municipal.

Certificates of Deposit: These are often issued by commercial banks. They entitle the holder to receive interest on money, and are insured by the FDIC. It restricts you from withdrawing your money on demand. While it is still possible, the action will often come with a penalty. Almost all CD's are negotiable, and they are separated into 2 categories, large CD's and small CD's.

Corporate Bonds: fully taxable and usually pay a higher rate of interest. They are issued by a corporation and sold to investors.  They are higher risk, and higher interest rates.

Municipal Bonds: These are issued by a local government or their agencies. They are exempt from federal taxes and most state and local taxes.

Money market mutual funds: Objective is to earn interest for shareholders. It has short-term securities. Investors can purchase shares through mutual funds, brokerage firms, and banks. They are always worth $1.

Junk Bonds: High yield bond. they offer much higher yields than safer bonds. Most companies that issue these have bad credit ratings.

Government Savings Bonds: these are reliable and low risk. They can supplement retirement income, you can give them as gifts, and you can help pay for education with them.

Treasury Notes and Bonds: These are marketable debt security with a fixed interest rate. They mature every year up to the tenth year.

Treasury Bills: They are a marketable debt security with a maturity of more than 10 years. They make interest payments semi-annually, and the only taxes on the income are at the federal level.

Equities: A stock or other security representing ownership, and accruing interest.  

Packages

Low Risk Package: Jackson Investments' low risk packager consists of a 401(k), along with Government Savings Bonds, and Treasury Bonds. This is for people who want security in their investments, and do not care as much about the extreme of their payback.

Medium Risk Package: This will include Treasury Bonds, and Certificates of Deposit. This is a package for people who want a little more risk, but more reward as well.

High Risk Package: This package will include Junk Bonds, Corporate Bonds, and Municipal Bonds. The high risk package is only for people who want a very high rate of return on their investments, and will risk their money.

Resources

Comment Stream

2 years ago
0

Detailed content paired with descriptive images.

2 years ago
0

I think it's cool that you made packages using several different types of investments and paired them together.

2 years ago
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Very informative and cool

2 years ago
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Very nice Dev. I like the color scheme

2 years ago
0

lots of information and looks professional