How to Make a Budget

1. Make a list of everything you spend for a couple of weeks.

I spend about $20 on lunch a week, $30 a week on gas, and $20-$40 on misc. ($120-$140 every two weeks)

2. For the same, time period, record everything you earn and its source.

$70 a week from Mom for lunch and gas.

3. Now that you have recorded, analyze it.

4. It is a good idea to have a little extra for hard times.

Yes, because its good to have a little extra incase something happens.

5. Monitor your spending.

I need to work on just throwing my money away on food I don't really need and games.

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